Kat Nat Team

Buying

What are closing costs, and how much should I expect to pay in Maryland?

Are you gearing up for the final stretch of your homebuying? Well, buckle up because in this article, we’re diving into the world of closing costs in Maryland!   What are Closing Costs Anyway? First things first, let’s tackle the big question: what exactly are closing costs?  Simply put, closing costs are the various fees […]

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How can I leverage the equity from my current home to purchase a new one?

So, you’ve been living in your current home for a while now, and you’re ready for a change—a bigger space, a better location, or maybe just a fresh start.    But before you start packing boxes and scouring listings, how will you buy this next home? Have you considered leveraging the equity in your current

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What factors determine my mortgage interest rate?

Whether you’re dreaming of buying your first home or upgrading to your forever one, understanding what influences your mortgage interest rate is key to snagging the best deal.   Here are the factors that determine your mortgage interest rate: 1. Credit Score Your credit score is like the golden ticket to better mortgage rates. Lenders use

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How much money do I need to save for a down payment?

Are you dreaming of owning your own home but feeling uncertain about how much money you need to save for a down payment?  As a prospective homebuyer, understanding the ins and outs of down payments is crucial for turning your homeownership aspirations into reality.   Let’s understand the factors that influence down payment requirements and

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